Unfortunately, for some households, the festive season can also bring financial anxiety.
The pressure to buy expensive presents, organise elaborate meals and create a picture-perfect Christmas can be considerable.
But it doesn't have to be that way.
At That's Christmas 365, we believe the secret to an enjoyable Christmas is planning what you can comfortably afford.
Start by setting a realistic budget.
Include presents, food, decorations, travel, entertainment and any other seasonal expenses. It's easy to concentrate on gifts while forgetting the smaller costs that quickly accumulate.
Next, make a shopping list.
Decide who you're buying for and how much you can spend on each person. This can help prevent impulsive purchases.
Remember that expensive presents aren't necessarily better presents.
A carefully selected book, homemade hamper or thoughtful personalised gift can bring just as much pleasure as something costing considerably more.
Food shopping is another area where savings are possible.
Plan your Christmas meals in advance, check what you already have and avoid buying excessive quantities simply because the supermarkets are displaying festive promotions.
You might also consider sharing responsibilities if you're entertaining family or friends. Asking guests to contribute a dish can reduce both expenditure and preparation time.
Be particularly cautious about borrowing money for Christmas.
Credit cards and buy-now-pay-later arrangements can make purchases seem affordable initially, but repayment difficulties may spoil the start of the new year.
And don't forget free festive activities.
Walking around your neighbourhood to admire Christmas lights, attending a community carol service or enjoying a family games evening can be wonderfully memorable.
Christmas isn't a competition.
Nobody should feel obliged to spend beyond their means to demonstrate affection.
Our advice? Plan carefully, spend sensibly and concentrate on the people and experiences that make Christmas special.
Starting January without unnecessary Christmas debt might be one of the best presents you can give yourself.

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