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| Don't worry. Help is available |
Bills land on the doormat, credit card statements appear, and household costs suddenly feel heavier than ever.
If you’re finding yourself in a difficult financial situation in the post-Christmas period, please know this: you are not alone, and help is available.
Needing support is not a failure. It’s a reflection of the pressures many households face right now – especially during winter.
Foodbanks: No One Should Go Hungry
Across the UK, foodbanks exist to make sure nobody has to choose between heating and eating.
The Trussell Trust supports a nationwide network of foodbanks that provide emergency food parcels to individuals and families in crisis. Many operate discreetly and with compassion, often alongside additional support such as advice services. https://www.trussell.org.uk
Local independent foodbanks, church-run pantries, and community hubs may also be available in your area. GP surgeries, schools, councils, and charities can often help with referrals or point you in the right direction.
If you are struggling to put food on the table, reaching out is an act of strength.
Help With Energy Bills: Gas & Electricity Support
Winter energy bills can be frightening, particularly after the expense of Christmas.
Charities such as Citizens Advice can help you understand your options, check you’re receiving all the support you’re entitled to, and speak to energy suppliers on your behalf if needed.
The Energy Saving Trust also offers guidance on reducing energy use, improving efficiency, and accessing grants or schemes that may help lower costs in the long term.
If you’re behind on payments, don’t ignore the problem. Many suppliers have hardship funds or payment plans available – but you usually have to ask.
https://www.citizensadvice.org.uk
https://energysavingtrust.org.uk
Struggling With Water Bills?
If water charges are causing stress, there is help.
Some households may qualify for WaterSure, a scheme that caps water bills for eligible customers on certain benefits or with medical needs that require higher water use.
Your local water provider may also offer social tariffs, payment plans, or hardship funds. Speaking to them early can prevent matters escalating.
https://www.iwnl.co.uk/help-and-advice/watersure
Debt Worries: Free, Confidential Advice
If Christmas spending, rising costs, or unexpected expenses have left you worried about debt, free and confidential advice is available.
The StepChange offers practical support, budgeting help, and debt solutions tailored to your situation. There is no judgement – just clear, calm advice from people who understand.
You don’t have to face financial worries on your own, and you don’t have to make decisions in panic.
A Quiet Reminder From That’s Christmas 365
Christmas is about kindness, compassion, and community – and those values don’t expire when January begins.
If you need help, please reach out.
If you know someone who may be struggling, please check in on them.
If you’re in a position to help others, even in a small way, that kindness matters more than ever.
From all of us at That’s Christmas 365, we send warmth, understanding, and hope to anyone finding this season difficult. Christmas lives on in care for one another – every day of the year.

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